ATLANTA, GA and LYNBROOK, NY - February 2004 - MedCom USA, Inc. (OTC BB: EMED), a leading provider of healthcare/financial transaction solutions for the healthcare industry has now added Account Receivable Financing Services through an agreement, signed today, with CDS Capital, LLC. With this agreement in place, the transaction solutions provided through the MedCom System can now reduce the time for receipt of insurance carrier payment to Health Care Providers to as little as one week.

Health Care Providers utilizing the MedCom Terminal to secure patient eligibility and process claims will now be able to receive a regular weekly payment for a large percentage of the claims processed from the previous week. The CDS Capital receivable financing program is used by a number of large companies including True Value Hardware and Medicine Shoppe. Doctors and hospitals through the use of the MedCom Terminal can now easily access this financial management service, increasing cash flow and reducing costs of collection.

Those Health Care Providers who are interested in expanding their MedCom Terminal use or in initiating the MedCom System with Receivable Financing can get more information by calling MedCom, USA at 800 327 6537 or going to www.MedCard.com.

Mr. Bill Williams, President and CEO, MedCom USA, stated, "Offering a receivable financing service fits in perfectly with our philosophy of helping the medical provider reduce its overhead and increase its cash flow. The introduction of the HIPAA Act has forced the Insurance Carriers to allow Health Care Providers real-time patient eligibility and referral reports. The MedCom System provides that transaction solution and HIPAA compliant claims processing. Now, the MedCom System has again expanded its capacity for its clients in its objective to become the one system solution for all health care transactions and verification."

Mr. Anthony Pizzolo, Executive Vice President, MedCom USA Inc., also stated, "We have been asked over and over again for this service by our medical provider offices and are thrilled to be able to offer this program which is needed in this the largest industry in the USA. The medical providers will have to use the MedCom Terminal to transmit the claims electronically and also check the patient verification. This service will help promote the sales of the MedCom Terminal, increase electronic claim and eligibilities, thereby increasing our revenue.

Mr. Marc Burton, Vice President Business Development, CDS capital LLC, stated, "CDS has been looking for a channel partner which could provide us with a vehicle which helped ensure that a patient had coverage and that the claim was indeed processed so that we could then advance a large percentage of the receivable to the Medical Provider. The MedCom System provides that vehicle. CDS has relationships with many large companies such as True Value Hardware and Medicine Shoppe for small business Receivable Management. The medical industry is the single largest small business community in the USA and with MedCom we can now focus on reaching this market and providing Health Care with this opportunity to increase efficiency and effectiveness in their business management in a readily accessible system."

About MyReceivables.com
MyReceivables.com, a member of CDS Companies established in 1972, began offering its services online in early 2000. The company is the first and largest provider of a full range of online accounts receivable services. This includes accounts receivable management and funding, technology, virtual credit cards, billing, collections, and database marketing. MyReceivables.com is the Internet's leader for small business accounts receivable funding and management. CDS Companies is a New York-based financial services and technology company. For more information, visit the company's Web site at www.myreceivables.com or call Al Alper, vice president and chief technology officer, at (800) 338-7353.